6-Week Guided Experience

The Family Money Circle Cohort.

Big Mama's Universe is a culturally grounded storytelling world where characters teach financial wisdom through everyday life. This guided community experience wraps financial education in culture, care, and generational memory.

Narrative & humorReal-life practiceConfident decisionsPeer connection

Big Mama Universe Jr.

A curriculum built for ages 6–13.

Big Mama Universe Jr. introduces young learners to money in a language they can understand. Through vibrant storytelling and the BMU family, kids ages 6–13 explore how money works, big decisions, money responsibilities, and earn their way through the certification track, building the confidence and character to carry these lessons for life.

Big Mama Universe Jr., The Family Money Circle Jr. full money curriculum for ages 6–13
The Family Money Circle, Big Mama Universe 6-Week Financial Literacy Cohort companion facilitator deck
01

Money Has a Language

Foundations, Earning, Saving & Money Vocabulary

Build shared financial vocabulary, read paycheck stubs, distinguish gross vs. net pay, and set SMART saving goals.

02

Your First Big Decisions

Early Adulting, Credit, Contracts & the True Cost

Understand credit scores, APR, total cost of car ownership, first apartment math, and basic contract literacy.

03

Hustle Smart

Entrepreneurship & Variable Income

Separate business and personal accounts, track income, manage quarterly taxes, and protect your venture.

04

Building While Balancing

Career, Home Ownership & Retirement

Navigate competing priorities: emergency funds, 401(k) matches, Roth vs. Traditional IRA, and mortgage pre-approval.

05

Optimization

Maximizing the Years When Income is Highest

Combat lifestyle inflation, sequence financial moves strategically, and build a housing plan that protects retirement.

06

Legacy & The Family Financial Summit

Estate Planning, Asset Transfer & Generational Wealth

Wills, trusts, beneficiary alignment, title types, and the family financial summit that preserves wealth.

Cohort Format

  • 6 sessionsOne 90-minute session per week
  • FacilitatorLed by Quy Thomas & the BMU family
  • StructureStorytelling, discussion, and hands-on activities
  • CapacityIntimate cohort sizes for real connection

Reserve Your Seat

Join the next cohort.

Spaces are limited. Bring your school, organization, or community group into a transformative six-week experience with Big Mama and the family.

Inquire About the Cohort

Prefer email? Write to us directly at info@onyxeducationlab.org