Money Has a Language
Foundations, Earning, Saving & Money Vocabulary
Build shared financial vocabulary, read paycheck stubs, distinguish gross vs. net pay, and set SMART saving goals.
6-Week Guided Experience
Big Mama's Universe is a culturally grounded storytelling world where characters teach financial wisdom through everyday life. This guided community experience wraps financial education in culture, care, and generational memory.
Big Mama Universe Jr.
Big Mama Universe Jr. introduces young learners to money in a language they can understand. Through vibrant storytelling and the BMU family, kids ages 6–13 explore how money works, big decisions, money responsibilities, and earn their way through the certification track, building the confidence and character to carry these lessons for life.


Foundations, Earning, Saving & Money Vocabulary
Build shared financial vocabulary, read paycheck stubs, distinguish gross vs. net pay, and set SMART saving goals.
Early Adulting, Credit, Contracts & the True Cost
Understand credit scores, APR, total cost of car ownership, first apartment math, and basic contract literacy.
Entrepreneurship & Variable Income
Separate business and personal accounts, track income, manage quarterly taxes, and protect your venture.
Career, Home Ownership & Retirement
Navigate competing priorities: emergency funds, 401(k) matches, Roth vs. Traditional IRA, and mortgage pre-approval.
Maximizing the Years When Income is Highest
Combat lifestyle inflation, sequence financial moves strategically, and build a housing plan that protects retirement.
Estate Planning, Asset Transfer & Generational Wealth
Wills, trusts, beneficiary alignment, title types, and the family financial summit that preserves wealth.
Reserve Your Seat
Spaces are limited. Bring your school, organization, or community group into a transformative six-week experience with Big Mama and the family.
Inquire About the CohortPrefer email? Write to us directly at info@onyxeducationlab.org